Evidence session and written submissions

The All Party Parliamentary Group on Debt and Personal Finance has published the final report of its Inquiry into the Rent to Own (RTO) sector.

The APPG issued a call for evidence on 8 September 2014.

In response, several organisations sent submissions to the inquiry.

An oral evidence session took place on 9 December 2014 with witnesses from consumer organisations, rent to own firms and the Financial Conduct Authority. Read the transcript.

Read submissions from the following organisations:


Buy as you View (BAYV)

BAYV Rental or Hire Purchase (supplementary)

Centre for Responsible Credit

Citizens Advice

Financial Conduct Authority

Money Advice Trust


StepChange Debt Charity