Seminar on ‘A fairer energy market for vulnerable consumers’

On 17 June 2014 the APPG held a joint meeting with the Fuel Poverty and Energy Efficiency APPG to discuss how well the energy market works for vulnerable consumers. 

Marilyn Price of Stratford-upon-Avon CAB spoke first. She explained PPM users pay higher energy prices and often endure the loss of energy supply. Many feel the information suppliers provide on fuel costs was poor, making it difficult to manage money well. Continue reading

Seminar on debt and mental health – Mental Health Awareness Week

On 13 May 2014 the APPG held a joint meeting with the Mental Health APPG on debt and mental health as part of Mental Health Awareness Week 2014.

MoneySavingExpert.com’s Martin Lewis opened by urging lenders not to disenfranchise those with mental health problems. He said borrowers need the option to constrain their credit use during periods of acute symptoms. This includes an automatic card block in response to unusual spending patterns – which a trusted friend could then unlock.  Continue reading

Seminar on bailiffs

On 29 January the APPG on Debt and Personal Finance discussed regulation of the bailiff industry, hearing from consumer groups and trade associations.

Dr Steven Everson, from the Civil Enforcement Association, said that profit was not a “dirty word” in the sector even when the only source of income was from the debtor. Proposals from the MOJ would result in a clearer, less complicated system. Continue reading

Seminar on ‘Access to cash’

On 11 July 2012 the APPG on Debt and Personal Finance hosted a breakfast seminar to launch a new report from Citizens Advice called Access to Cash – Don’t Bank on It.

Director of Policy and Advocacy at Citizens Advice, Teresa Perchard, argued that after a decade of progress, with the development of a free cash machine network and basic bank account provision, the situation was now in reverse.

Continue reading